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In addition, insurers may refuse cost for name-model medicine if a generic model or comparable medicine is available at a lower value. All these rules should be acknowledged in the materials supplied by the insurance firm and must be rigorously reviewed. It’s price checking with employers or the corporate immediately earlier than incurring a serious expense.
IRDAI has additionally asked the insurance providers to make essential preparations ensuring straightforward premium payment by the insured persons through the week after the lockdown period ends. The insurers have to outline these as ‘affiliate medical expenses’ …